Hurricane Sandy Recovery Resources

November 1, 2012

On behalf of the partners and staff of  Fazio, Mannuzza, Roche, Tankel, LaPilusa, LLC, we hope you and your loved ones are safe. We recognize that many of you may be struggling in the aftermath of Hurricane Sandy, and we want to assure you that FMRTL will stand beside you during this difficult time. 

As we all continue to work through the challenges imposed by Hurricane Sandy, we remain committed to making the best of this arduous situation. Whether you are in need of individual or business assistance, we are offering our "White Glove" service and resources to help you or your business recover from the effects of this devastating storm. Our services encompass everything from reviewing your homeowner's insurance policy with you to assisting you in the preparation of the loan application forms. Listed below are some useful links to help expedite the recovery process.

If you have any questions please contact Maria Patriarca, CPA at 908-272-6200 x 326 or email her at This email address is being protected from spambots. You need JavaScript enabled to view it. . We are wholeheartedly at your service and ready to help in any way.

Sincerely,
Fazio, Mannuzza, Roche, Tankel, LaPilusa, LLC

Please find below important information for Disaster Assistance:

 

Individual Claims

FEMA

1-800-621-3362
apply online at  www.fema.gov which will direct you to the www.disasterassistance.gov
Please note that FEMA does not apply to secondary or vacation residences.

Business Claims

The Small Business Administration provides low interest disaster loans to homeowners, renters and businesses of all sizes to repair or replace personal property, machinery, equipment, business assets that have been damaged or destroyed in a declared disaster. 

SMALL BUSINESS ADMINISTRATION

1-800-659-2955
www.sba.gov 

For a summary of disaster loans available to individuals that have rental properties or business owners 
www.state.nj.us/njbusiness/pdfs/sandy/NJ 13367 Fact Sheet

INFORMATION IN APPLYING FOR A DISASTER LOAN

www.sba.gov/content/applying-disaster-loan

PAPER APPLICATIONS

www.sba.gov/content/disaster-loan-paper-applications

Helpful Information for Employers

www.state.nj.us/njbusiness/pdfs/sandy/Sandy-businesses

NEW JERSEY BUSINESS ACTION CENTER

1-866-534-7789
The UCEDC, a statewide nonprofit economic development corporation, is offering to accelerate loan applications of up to $15,000 to help businesses meet their immediate storm recovery needs. 
Apply by phone at 908-527-1166 or online at http://www.ucedc.com

Helpful Information for Employees:

FILE YOUR UNEMPLOYMENT INSURANCE CLAIM

www.state.nj.us/governor/news

ANSWERS TO QUESTIONS REGARDING DISASTER UNEMPLOYMENT ASSISTANCE BENEFITS 

lwd.dol.state.nj.us/labor/ui/aftrfile/dua_faq

Homeowners

IMPORTANT INFORMATION REGARDING REAL PROPERTY TAX RELIEF

All property tax assessments in New Jersey take place as of October 1st.  Your 2013 taxes will depend on the value of your property as of October 1, 2012.  In a normal case, anything that happens after October 1st is irrelevant to that assessment.  However, there is one major exception which could come into play this year.

N.J.S.A. 54:4-35.1 provides that in the event of a major depreciation in the value of property that occurs between October 1st and January 1st, occurring through a fire or natural disaster, the assessment may be reduced to take into account the damage.

In order to have your property assessed with the storm damage taken into consideration, homeowners should notify the tax assessor of that municipality in writing prior to January 10, 2013.  If, after receiving the notification, the Tax Assessor determines that the value of the property has been decreased by such damage, the assessment is to be adjusted accordingly.

LIST OF HOMEOWNER INSURANCE COMPANIES CONTACT NUMBERS:

www.state.nj.us/dobi/division_consumers/insurance/homeownercontacts

STEPS TO FILING YOUR FLOOD INSURANCE CLAIM

www.floodsmart.gov/floodsmart/pages/preparation_recovery/file_your_claim

IRS TAX RELIEF FOR INDIVIDUALS AND BUSINESS OWNERS

www.irs.gov/uac/Newsroom/IRS-Provides-Tax-Relief-to-Victims-of-Hurricane-Sandy;-Return-Filing-and-Tax-Payment-Deadline-Extended-to-Feb.-1,-2013

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908.272.6200
20 Commerce Drive, Suite 301
Cranford, NJ 07016

Copyright © 2013 Fazio, Mannuzza, Roche, Tankel, LaPilusa, LLC. All Rights Reserved.

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